Business Banking

Checking Accounts

Basic Business Checking - This account is designed for small to medium sized businesses that have an average volume of activity each month.

Features: This account allows up to 100 debits and 40 credits per statement cycle.
Monthly Fee: No fee with a minimum daily balance of $10,000 or more, otherwise $15.00 per month.
Transaction Charges: $0.25 per debit over 100 per statement cycle; $0.25 per credit over 40 per statement cycle.
Minimum Opening Balance: $100
Other Charges: Emailed statements are no charge, paper statements are $5.00 per month. Other terms, fees and charges may apply. Contact us for more details.

Analyzed Business Checking - A business checking account for those businesses that have a higher volume of activity each month.

Features: This is a business checking account that provides for fees to be calculated primarily based upon the activity in the account each month.
Monthly Fee: $15.00 per month
Transaction Charges: Emailed statements are no charge, paper statements are $5.00 per month.
Minimum Opening Balance: $100
Earnings Credit: An earnings credit is applied that may offset some or all of this account's monthly fees, based upon the average collected balance maintained in the account. The earnings credit is set daily by the Bank and may be changed at any time without notice.
Other Fees: Contact the Bank for the Analyzed Business Fee Schedule Brochure.

Interest Checking

Attorney Client Trust - A business interest-earning checking account that is available to Attorneys.

Features: This account complies with the State Bar of California requirements for Legal Trust Accounts.
Monthly Fee: None
Transaction Charges: None
Minimum Opening Balance: $100
Other Charges: Emailed statements are no charge, paper statements are $5.00 per month. Other terms, fees and charges may apply. Contact us for more details.

Business Interest Checking - A business checking account that earns interest. This NOW account is limited to businesses organized as sole proprietorships.

Features: A basic business interest-earning checking account that allows up to 20 debits and 20 credits per month.
Monthly Fee: No fee with a minimum daily balance of $2,000 or more, otherwise $15.00 per month.
Transaction Charges: $0.20 per debit over 20 per statement cycle; $1.00 per credit over 20 per statement cycle
Minimum Opening Balance: $100
Other Charges: Emailed statements are no charge, paper statements are $5.00 per month. Other terms, fees and charges may apply. Contact us for more details.

NOTICE: By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. We will keep you informed of any changes. For additional information, please contact the Bank or visit www.fdic.gov.