Community Reinvestment Act

Valley Republic Bank is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). Interested parties can review the data provided and produce hard copy of documents as needed. Valley Republic bank is able to provide hard copies of these documents; however, please note we may charge a reasonable fee to cover copying and mailing expenses.


Under the CRA, the following information must be maintained in a public file, current as of April 1 of each year;

  • All public comments received for the current year and the prior two calendar years;
  • A copy of the Public Evaluation of the bank’s most recent CRA Performance Evaluation;
  • List of branch locations and hours of operation;
  • Branches opened or closed by the bank during the prior two calendar years
  • A list of our Products and Services available through Valley Republic Bank. Contact your closest branch if you have question regarding the Bank's fees and charges;
  • A map of the Bank's assessment area;
  • A copy of the Bank's 2016 Loan to Deposit ratio;
  • To obtain a copy of the  most recent HMDA Disclosure Statement provided by the Federal Financial Institutions Examination Council (FFIEC) please click here and enter Valley Republic Bank's respondent ID # 58828.

Any comments or questions about this portion of the Valley Republic Bank website or about Valley Republic Bank CRA performance may be addressed to:

Valley Republic Bank
5000 California Ave. Suite 110

Bakersfield, CA 93309